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From LIC, i have taken a Money back policy and i am paying premium once in 6 months. I have opted for the tenure period of 15 years and i have completed the policy and got maturity amount also. I paid the premium through agent and he clearly informed benefits of this policy. I got a life insurance with LIC which is Jeevan Anand and the tenure is 21 years. I have purchased this policy 3 years back. I make the premium on yearly which is around 15K. There is no reminder call for due date. The payment mode is online and easy.